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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

awesome

minimum payments are low and interest is low Reviewed on: 11th April 2023

Quicky & easy

Quicky & easy to use. Simple to apply Reviewed on: 11th April 2023

Great help

What great customer service would recommend zopa to very one Reviewed on: 11th April 2023

Fab card

Brilliant credit card and company Reviewed on: 11th April 2023

Customer satisfaction

They keep me updated on any offers I am eligible for if I require it. Always send statements on time and if I have any queries they are always quick to respond. I’m very happy being a customer of Zopa and would recommend them to anyone who is looking fir any if the services they offer. Reviewed on: 11th April 2023

Great credit card

Keeps you up to date on what you spend the app is fabulous confirms in advance you when taking payment with reminder excellent Reviewed on: 11th April 2023

Good and

Its a very good credit card out in the market Reviewed on: 11th April 2023

No probs straight forward.

Everything simple. App very easy to use. Reviewed on: 11th April 2023

Wonderful

This card helps me out every month Reviewed on: 11th April 2023

Solid card with great app

Great for bad credit rating, with really good technology Reviewed on: 11th April 2023

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