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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

This British very good god

5
This company is very good excellent service very good Reviewed on: 11th April 2023
Tayab ali's avatar
Tayab ali

Fantastic

5
Would defo recommend Brilliant card, saved my bacin once a twice Reviewed on: 11th April 2023
Paullikkk7i Wood head's avatar
Paullikkk7i Wood head

Credit card purchases

5
Zopa has enabled me to buy things I really need. Iam very greaful to have the credit card. and I would highly recommend them to all my friends and family. Reviewed on: 11th April 2023
Adam randle's avatar
Adam randle

Excellent service

5
Customer service is Amazing the app is so easy to use any problems there's always someone there ro help you Reviewed on: 11th April 2023
Stephen Langford's avatar
Stephen Langford

Easy and helpful

5
Since getting this credit cars I have found it so helpful and easy to use. Zopa staff are always their for support when you need them . Reviewed on: 11th April 2023
John Beard's avatar
John Beard

Amazing app

5
So my credit rating wasn’t the best because of my past, however peoples situations change and Zopa gave me the opportunity to change that, I now have the opportunity to buy things in advance and manage my money. And with the app it makes you more aware of your spending and you can pay whenever you like and your banance comes down right away, it’s great Reviewed on: 11th April 2023
Ruth 's avatar
Ruth

Great customer service. And easy to use app

5
Great customer service. Alway happy to help me. Reviewed on: 11th April 2023
Anthony 's avatar
Anthony

Fantastic

5
Instant credits. Easy to use the app. Reviewed on: 11th April 2023
Charles's avatar
Charles

Great to Build Credit

5
I have been using Zopa to help improve my credit score and I can’t recommend them enough. There are no tempting credit increases if they really don’t think you need it and there are so many tips to help you improve your credit as well as get access to any benefits that you may be eligible for if applicable. Their credit cushion allows you to keep money aside for emergencies and the app is so easy to use and understand. I cannot recommend Zopa enough. Reviewed on: 11th April 2023
Tasha's avatar
Tasha

Gcc good credit card

5
Helpful transparent and fair all ggod Reviewed on: 11th April 2023
Johnny Smith's avatar
Johnny Smith

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