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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Nice

Nice and easy to use , payments are easy to either pay direct debit or minimum. Always know when and how much is due in good time to pay Reviewed on: 11th April 2023

Helpful and fast

Have always been helped with any problems and treated with respect good people Reviewed on: 11th April 2023

Fabulous app and card service

Excellent menu on app, easy to navigate transactions and understand finance in a clear layout! Superb customer service and so fast at showing credits and debits . Lots of ways of using the app. Well chuffed! Glad I joined the Zopa club! Reviewed on: 11th April 2023

Very good

Very good, nothing to worry about Reviewed on: 11th April 2023

Great card

Love my card so easy and app is very clear to work Reviewed on: 11th April 2023

No hassle good rate card

Have had no problem at all with Zopa. Always feel some-one is there to answer any query and offer support if ever needed. Reviewed on: 11th April 2023

Does what it says on the tin.

Nothing is hidden. The app is user friendly and helps you keep track of everything. Reviewed on: 11th April 2023

Zopa card

great company, great limits, quick to arrive and good rates Reviewed on: 11th April 2023

Amazing all around

Amazing company! Great customer service would definitely recommend Reviewed on: 11th April 2023

Great product

The app allows great control over the card and also has lots of info about improving your credit score and reducing debt. Reviewed on: 11th April 2023

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