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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic!!!!!!!

Brilliant company and straight forward highly recommended Reviewed on: 11th April 2023

Seamless Service

They provides a seamless service for their customers Reviewed on: 11th April 2023

Brilliant

There when you need help always there to help Reviewed on: 11th April 2023

Excellent service

Easy to use the application and very good service. Highly recommended Reviewed on: 11th April 2023

You can defend on

Its there when you need it the most. No hastle on applying. Gives you a big credit amount. Quick and Easy. Card arrives in few days. Will definitely recommend to friends and family. Reviewed on: 11th April 2023

Build up build better

Gives people a chance!! In a sensible way Reviewed on: 11th April 2023

The best I ever had!

Very convenient to use and their app is so user friendly. Reviewed on: 11th April 2023

Very grateful

Helped me get back on my feet and great rates Reviewed on: 11th April 2023

Zopa are the best uk credit card

Simple application with a great app. Applied in minutes and received a 0%balance transfer rate. Reviewed on: 11th April 2023

Gave me a chance when no other company would

Zopa gave me a credit card when nobody else would. It has allowed me to start building my credit rating and as that is all I am using this for, my credit keeps increasing. Thankyou Zopa Reviewed on: 11th April 2023

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