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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card

The best card I've ever had! Would recommend these too anyone over any of the others Reviewed on: 11th April 2023

Easy to use

Easy to manage from the app which is easy and simple to use to tack what you are spending. Reviewed on: 11th April 2023

Payment

Very easy to make payments and the amount reflected on your account in a second Reviewed on: 11th April 2023

So simple

Whole experience very straight forward and easy to apply and set up Reviewed on: 11th April 2023

Happy

Very happy with all aspects of this card,I constantly recommend it to friends and family. Reviewed on: 11th April 2023

Great Help

With a poor credit rating, I was able to get a zopa credit card where no one else wanted to give me one. This has realy been the only chance I have had to rebuild my credt rating, a great help. The app is also great, easy to manage and notifications help to keep track of spending and balance. Zopa also has other great products for savings which you can only access after a minimum of 7 days notice which is realy great particularly that your savings is safe and not accesible to quickly which realy helps with saving. Reviewed on: 11th April 2023

Great service, Great app

Can not fault Zopa on anything! Simply great Reviewed on: 11th April 2023

Credit Builder

Great card to help build credit, nicest customer service i have experienced from a credit card provider. Reviewed on: 11th April 2023

Perfect for travelling

Good interest rates and is easy to use when traveling abroad. Reviewed on: 11th April 2023

Great.

Way and simple to use. Great for the type that worries about there finances Reviewed on: 11th April 2023

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