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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Outstanding

Very friendly staff with excellent customer service. Reviewed on: 11th April 2023

Zopa

Best credit card provider, very helpful, quick answer and very easy way to verify your account Reviewed on: 11th April 2023

Learning new way to save

I like that can build credit but found good ways to start a saving fund for myself. Reviewed on: 11th April 2023

Easy and well run Company with a great easy app layout

From the application process this company is easy to understand and explanatory information. The app is amazing and easy to navigate. I am thoroughly impressed with there professionalism.... Reviewed on: 11th April 2023

Does what it says on the website

It’s straight forward easy to get the information you need and want there’s nothing hidden what else can you say it’s great Reviewed on: 11th April 2023

Good card

Zopa is a great card to get back on track with your finance. The interest is high but clear every month and it’s a great card and app Reviewed on: 11th April 2023

Great service

Very easy application and great service Reviewed on: 11th April 2023

Zopa so far has been great with better service. The app is easier to use as well. Thank you for the your service.

Zopa for me is a top notch beacuse it allows me to spend certain amount and fully flexible wit it. Reviewed on: 11th April 2023

Easy and stress free

Easy to use and navigate, really quick card delivery Reviewed on: 11th April 2023

Best credit card

Best credit card to have, they don't just up your credit limit they do checks before hand to see if you can afford it. Reviewed on: 11th April 2023

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