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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa so far has been great with better service. The app is easier to use as well. Thank you for the your service.

Zopa for me is a top notch beacuse it allows me to spend certain amount and fully flexible wit it. Reviewed on: 11th April 2023

Easy and stress free

Easy to use and navigate, really quick card delivery Reviewed on: 11th April 2023

Best credit card

Best credit card to have, they don't just up your credit limit they do checks before hand to see if you can afford it. Reviewed on: 11th April 2023

Credit card

Excellent card and you always get email telling you exactly what you have spent and where you spent it Reviewed on: 11th April 2023

Awesome

Highly recommend, spend it , enjoy it and pay it back Reviewed on: 11th April 2023

Holiday hero

When I was on holiday I couldn't use my bank card so I was so stressed but thanks to Zopa I was able to use my credit card pay what I spent using my bank app and I did this for my two weeks holiday and me and my family had a great time. never leave home without my Zopa Reviewed on: 11th April 2023

Abid Nazir

Outstanding and remarkable service that why I recommend to everyone to join Zopa Reviewed on: 11th April 2023

No hidden surprises- Excellent!

Zopa app is super easy to use, clear and easily manageable. Reminders of payment due without being pushy and has built my credit score up by over 200 since having it. Love the app…excellent!! Already recommended to friends and 2 now have one! Thanks Zopa Reviewed on: 11th April 2023

Easy to Use

Had the card for several.months now and so easy to use but also like the layer of security added, which gives me confidence that Zopa take my security seriously. Reviewed on: 11th April 2023

Easy and simple

Easy and simple to apply and very responsible and professional Reviewed on: 11th April 2023

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