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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Never done me wrong

I have found zopa useful and like the advice the app offers you. Reviewed on: 11th April 2023

Excellent service

An amazing service being there when needed, supportive to help us through things and communicative always keeping me in the picture Reviewed on: 11th April 2023

Credit card

I have been with Zopa now for three months now to build my credit score and have a top service since joining Reviewed on: 11th April 2023

Excellent and friendly service

Have had the card for some six months now and am impressed by the friendliness of the service offered. Reviewed on: 11th April 2023

Lifesaver, without the faff

Zopa pulled through when I needed it most. Ut was a straightforward application and had the balance transferred right away. Worked exactly how you’d wish other banks would. Didn’t even have to go to a physical bank. Gave me the peace of mind I needed in the same time as finishing a cuppa. Thank you Zopa! Reviewed on: 11th April 2023

Perfect

Great no regrets perfect in e eryway Reviewed on: 11th April 2023

Very flexible credit card

I really like my Zopa credit card. Always keeping me up to date important details and like that when I pay something off it’s available straight away to use again. Would recommend the Zopa credit card. Reviewed on: 11th April 2023

Zopa

Good understanding credit card company Reviewed on: 11th April 2023

A great no nonsense credit card

A great credit card and a transparent company with no hidden agenda Reviewed on: 11th April 2023

Good customer service

Since having my credit card, is very easy to use, and reminded in good amount of time when my payment is due. Reviewed on: 11th April 2023

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