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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Simple and transparent

Simple no-nonsense company. With a straight forward application and easy to use app. Reviewed on: 11th April 2023

Straight forward

Straight forward very easy to use.good app never had any problems Reviewed on: 11th April 2023

Good credit card information

Brilliant company helpful and kind staff who Reviewed on: 11th April 2023

Zopa makes everything easy.

From the moment I discovered this company, from the application, the use of the app and making payments to increasing my limit, everything has been super easy and seem less. Not only does that he app have everything you need in an easy place to find it, but offers up so many additional tools and features that you don’t find with most providers. I would highly recommend Zopa to anyone and will continue to use them myself for a very long time. Perfect! Reviewed on: 11th April 2023

First class

Excellent company to deal with never had any issue payments cleared straightaway, thank you keep up the great service Reviewed on: 11th April 2023

1000

Great experience I wish if I know zopa begore Reviewed on: 11th April 2023

easy and quick apllication

very good never had a issue with them highly recomend Reviewed on: 11th April 2023

A great credit card

Zopa is a fantastic company who actually care about there customers and help them to improve there credit scores and finances Reviewed on: 11th April 2023

Does what it says on the tin

They do everything their supposed to but in style. Quality and very easy to use service, so glad I joined. Reviewed on: 11th April 2023

Great service

Everything a card should be and it is Reviewed on: 11th April 2023

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