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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great Card

Definitely the best credit card to have, Fair interest rates, good customer communications. Reviewed on: 11th April 2023

Zopa credit card

Good customer service and all round good company I definitely recommend Reviewed on: 11th April 2023

Excellent service

Very quick service and easy to apply thank you Reviewed on: 11th April 2023

Exelent

The app is easy to use and keep an eye on your account. Been able to settle an account early without paying a fee is a great plus. Service has always been top class. Reviewed on: 11th April 2023

Great credit card

Easy to use accessible and good way to build credit Reviewed on: 11th April 2023

Awesome ftom start to finish

Awesome customer service, application process was simple, quick decision, everything was easy from start to finish, highly recommend Reviewed on: 11th April 2023

Amazing

Everything about the app is Just amazing Reviewed on: 11th April 2023

No issues

I am using the card on daily basis in and out of the country and never had any issues. Reviewed on: 11th April 2023

Great company

Title says it all, easy to apply, nice app and fantastic customer service. Reviewed on: 11th April 2023

Great ap

Ap is good and let's you cotrol your money. Reviewed on: 11th April 2023

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