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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

good

4
I have had a good relationship Reviewed on: 11th April 2023
Albert Matsikidze 's avatar
Albert Matsikidze

Great service

5
Great service great place have to open account in here and enjoy Reviewed on: 11th April 2023
Wsqar's avatar
Wsqar

Fantastic

5
Everything is so easy and uncomplicated to use and access on the app Reviewed on: 11th April 2023
Karenc's avatar
Karenc

Great service

5
Great company clear instructions on re payments Reviewed on: 11th April 2023
Lucas Brocklesby's avatar
Lucas Brocklesby

Best Financial Institution ever

5
Since I joined Zopa the service has been amazing Reviewed on: 11th April 2023
Joseph Paangop Djipoue 's avatar
Joseph Paangop Djipoue

Great Card

5
Definitely the best credit card to have, Fair interest rates, good customer communications. Reviewed on: 11th April 2023
fiona's avatar
fiona

Zopa credit card

5
Good customer service and all round good company I definitely recommend Reviewed on: 11th April 2023
Tom Rigby's avatar
Tom Rigby

Excellent service

5
Very quick service and easy to apply thank you Reviewed on: 11th April 2023
Tyrone 's avatar
Tyrone

Exelent

5
The app is easy to use and keep an eye on your account. Been able to settle an account early without paying a fee is a great plus. Service has always been top class. Reviewed on: 11th April 2023
Dmitrijus Kostinas's avatar
Dmitrijus Kostinas

Great credit card

5
Easy to use accessible and good way to build credit Reviewed on: 11th April 2023
Laura Kennedy's avatar
Laura Kennedy

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