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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing card company

Best company by far. Custom service is the best Reviewed on: 11th April 2023

Best credit card available

For me best credit card available Reviewed on: 11th April 2023

Fantastic and great app for Zopa credit card!!! :)

I've had my Zopa credit card for 3-5 months now and it is my first one. I;'ve got nothing but praise for the app and the FAQ section being a beginner to credit cards and has an abundance of information! Thumbs up :) Reviewed on: 11th April 2023

Thanks

Very good service l would recommend it Reviewed on: 11th April 2023

Amazing credit card

Really thrilled to have the Zopa credit card Reviewed on: 11th April 2023

Thank you, helped me out of a very tight spot

Thank you. Fantastic communication, Very helpful Reviewed on: 11th April 2023

Good

Good credit score providers.. everything good Very good service very good security Reviewed on: 11th April 2023

Easy & swift

Zopa was really easy and swift to get set up. The app is self explanatory and easy to use. Reviewed on: 11th April 2023

Amazing Service Highly Recommended

Friendly service whenever I have an issue. Constantly monitoring my needs and helping accordingly.. Reviewed on: 11th April 2023

Easy to sign up, use and manage

I have been using Zopa for a while and they are a dream. The set up is easy and completely painless and they communicate with you throughout the process. The app allows you to set a buffer to stop you getting too close to your limit and allows you to check your pin - which for people like me that forget everything is a salvation! Genuinely would recommend them to anyone! Reviewed on: 11th April 2023

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