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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Happy with my credit card

Happy with my credit card , never had a problem. Reviewed on: 11th April 2023

Brilliant credit card company

Great company. Easy, straightforward online service. Simple and easy.to use. Highly recommend to everyone Reviewed on: 11th April 2023

Barrie1970

Well what can I say an absolute perfect I would recommend someone 10000000 percent . Reviewed on: 11th April 2023

Absolutely Fantastic

Brilliant , especially the facility to use abroad with no charges Reviewed on: 11th April 2023

Credit card

Over the years I have changed credit cards many times. Zopa is easy to use via the app and never lets you down. Reviewed on: 11th April 2023

very good

I am very satisfied with this zopa card Reviewed on: 11th April 2023

Godstime

Great service, reliable lenders Reviewed on: 11th April 2023

Awesome service

Awesome service helped me out even when others didn't give me a chance Reviewed on: 11th April 2023

Grateful for the card good to have

Enjoy my card and it's perks. Good credit card. Safe and secure Easy to use. And protected against fraudulent activities. Happy with my card Reviewed on: 11th April 2023

Highly recommend card

Excellent credit card everything is easily explained with no hidden cost or surprises and love the app makes it so easy to track spending and pay or the option of direct debit Reviewed on: 11th April 2023

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