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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use

The application was straightforward, the app is very user friendly, I would recommend the Zopa credit card to friends and family. Reviewed on: 11th April 2023

Fantastic

Great service, very transparent would highly recommend. Reviewed on: 11th April 2023

app and customer support

Great app great customer love it Reviewed on: 11th April 2023

fast data processing convenient application everything is clear

fast data processing convenient application everything is clear Reviewed on: 11th April 2023

Excellent

I am very pleased to review the zopa card as excellent and the customer services is amazing Reviewed on: 11th April 2023

Great card!

Really helpful provider for people with a less than perfect credit score. Nice easy app to keep my finances on track! Reviewed on: 11th April 2023

Great customer service

Since being a customer of zopa ive always had a great experience always abke to contact someone alway get helpfull replies and feel like im an important customer Reviewed on: 11th April 2023

Easy to apply and set up

Straightforward to apply and set up, very quick and easy, would highly recommend Reviewed on: 11th April 2023

Zopa is a very good credit card.

I've had this credit card for a while and out of all the cards i have Zopa is definitely one of the better credit card providers. Reviewed on: 11th April 2023

Very good

I don't have much Experience I'm happy with zopa Reviewed on: 11th April 2023

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