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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simply the best

Card and app, both working well, app is so easy to use, very good. Reviewed on: 11th April 2023

Great card quick transaction when you make repayment

I have a lot of cards but this one is the best due to quick payment option when you make a repayment it’s quickly updates on the app so you Dont need to wait 3/4 days to update on the system Reviewed on: 11th April 2023

Service team A Star

Always helpful and easy to access assistance Reviewed on: 11th April 2023

Best Credit Company

Best Credit Company, I’ll recommend everyone to use Reviewed on: 11th April 2023

Great company and card

Can use this any were been to the USA used it all the time Reviewed on: 11th April 2023

Customer helper

When no one else would help after my bankruptcy Zopa stepped up to help me get my life back on course thank you Reviewed on: 11th April 2023

Great transparent service.

Good service great app transparent fees and charges. Great customer service. Reviewed on: 11th April 2023

Excellent service

Very efficient and easy to understand. Reviewed on: 11th April 2023

Safe and easy use.

Very safe use and easy to follow. Reviewed on: 11th April 2023

Great customer service

A great flexible credit card that offers support to rebuild credit rating. Offering guidance and support. Something lacking with other providers Reviewed on: 11th April 2023

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