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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fantastic

Really good service. Good payment options. User friendly app. Reviewed on: 11th April 2023

Excellent

Very helpful highly recommended Reviewed on: 11th April 2023

Excellent customer service, very fast and very modern

Zopa is my favourite Credit Card as they are so flexible, fast and modern. I recommend them to all my friends Reviewed on: 11th April 2023

Credit card app

Helpful spending app, with providing costumer services Reviewed on: 11th April 2023

Great Card

Really easy to apply, card came quickly and the app is great! All sorted within 3 days from application to being able to use the card. Reviewed on: 11th April 2023

Great chance for affordibilty

Having a great feeling with proving for affordibility Reviewed on: 11th April 2023

Tremendous Service and Products

I needed to boost my credit score and a Zopa credit card has done just that. Super friendly user app details your score, account, available products and information. Good job Zopa Reviewed on: 11th April 2023

Absolute perfect service

I will recommend Zopa to a friend any time any day. Reviewed on: 11th April 2023

Great credit card app

Zopa has a modern, well designed app. The app is very intuitive and user friendly. The customer service is excellent too, definitely a product and app I would recommend to others. Reviewed on: 11th April 2023

Amazing Company!

Zopa have been incredibly helpful! I am always informed of changes or requests with plenty of notice and the customer service has been amazing! Would definitely recommend Reviewed on: 11th April 2023

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