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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Not too bad

Good but gives low credit to start with. Could do better. Reviewed on: 11th April 2023

Simply Amazing

Caring, informative and efficient. Reviewed on: 11th April 2023

Zopa makes me feel like they really ant my custom.

The account was very straightforward to set up. All the information that I need, such as amount spent and where I spent it along with amount available left to spend each month are easily accessible on my phone. There is plenty of other information about other services offered as well. I think Zopa is the only banking organisation that I could call friendly to deal with. Reviewed on: 11th April 2023

Responsible

Zopa have a great approach to customers and always keep a look out for them by being very strict with the control on credit limits . Many of us have been given a second chance with credit by Zopa and I feel they are the most responsible I’ve come across as people like myself need help handling temptation. Reviewed on: 11th April 2023

Good experience with zop

Easy to access and good experience with zopa Reviewed on: 11th April 2023

Easy to use and affordable

Very convenient credit card for me Reviewed on: 11th April 2023

Brilliant card

Fast and simple way to pay and reduce your amount Reviewed on: 11th April 2023

Goood com0any

Best provider and very helpful highly recommended Reviewed on: 11th April 2023

Top credit card provider

Great experience. Great service Reviewed on: 11th April 2023

Great credit card

I love this credit card as payments are added instantly unlike others that take 2 or 3 working days. Reviewed on: 11th April 2023

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