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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

CreditCard of the year.

A very efficient and friendly credit card provider who I would absolutely recommend to friends and family. I have not found any faults with the company and I am thoroughly enjoying the service provided. Reviewed on: 11th April 2023

Very easy to deal with and manageable limits

All interaction has been via the app and I have never had any issues. Very straight forward to use. All you need is at your fingertips. Very realistic limits set. Very happy with this company Reviewed on: 11th April 2023

Great and simple

Clear and transparent app. Very easy to use no problems customer service great very happy with product. Reviewed on: 11th April 2023

Awesome, amazing and understanding

Great company, simple to use, good customer services, with plenty of advice. The Credit Card Company for everyone, it shows from the positive reviews Reviewed on: 11th April 2023

Excellent

Excellent services all round good customer service Reviewed on: 11th April 2023

Fantastic

I went on totally money, looking for a decent credit card, that suited my credit score and finance situation. Zopa made it such an easy application bring pre approved. The process was quick and simple and I also got a decent amount to start with. Would 100% recommend this company. Reviewed on: 11th April 2023

Easy happy customer service service answers most questions quickly Bixby very happy with card and service

Very happy with cars service customer service very good service very good may take a few minutes but always 2 minutes but always get an answer easy time sir easy to access pin which is quite helpful also easy using the card can't ask for anymore thank you very much Trust the customer they will trust the company Reviewed on: 11th April 2023

Excellent service

Easy application, card arrived within 2 days of application. Quick and easier, app is extremely user friendly. Reviewed on: 11th April 2023

Not just a credit card

Zopa don’t just offer a credit card, once signed up they offer you a wealth of knowledge about finance alongside excellent customer service and a vey transparent credit agreement that is exhaustive comprehensive and easy to understand Reviewed on: 11th April 2023

Great online service

Easy to apply and you get instant updates on payments and purchases. Reviewed on: 11th April 2023

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