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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very simple process

Had a smooth and trouble free experience with Zopa.seem like a nice company. Reviewed on: 11th April 2023

Good service

Excellent company., good service and easy app. Reviewed on: 11th April 2023

Greatest

Great company easy to deal with Reviewed on: 11th April 2023

Not just any credit card provider

Blown away by the ease of portal, customer, support and service. It's not like any other Reviewed on: 11th April 2023

Zopa started me on the path to financial bliss

Before Zopa I found it difficult to get credit. Zopa took the chance with me and as a result I now have a great credit score. Zopa keep me informed of my use and give me hints and tips to stay on top. Thank you Zopa you opened the door to a brighter financial future for me, and I’m sure many others Reviewed on: 11th April 2023

Top notch

Helpful, trustworthy and always informative of any changes Reviewed on: 11th April 2023

Very cool nice credit card love it

I love Zopa credit card it’s nice and easy to use Reviewed on: 11th April 2023

Very easy to use, deposits reach account very fast

Would definitely recommend this company Reviewed on: 11th April 2023

Great company to deal with

So happy I’ve found Zopa what a fantastic company Reviewed on: 11th April 2023

Very happy

Really happy with me Zopa credit card Reviewed on: 11th April 2023

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