Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Great card

5
Great card easy to apply for app is great simple to use would recommend it to anyone Reviewed on: 11th April 2023
Darren Mitchell's avatar
Darren Mitchell

Super easy, quick and efficient process.

5
Application for a credit card was so easy, the whole process took minutes. It comes with a great app, which makes keeping track on spending very easy. Would totally recommend Zopa.! Reviewed on: 11th April 2023
Francoise Roussel's avatar
Francoise Roussel

Great service

5
I've had multiple loans with zopa and now a credit card very easy and reliable service always available and willing to help. Reviewed on: 11th April 2023
Lee Harrison's avatar
Lee Harrison

Excellent

5
Zopa is a brilliant credit card for me . It allows me to stick to a budget and spend wisely Reviewed on: 11th April 2023
Sarah Pointing's avatar
Sarah Pointing

Good

5
Brilliant, trust worth company no hidden features Reviewed on: 11th April 2023
Rapinder Sanghera's avatar
Rapinder Sanghera

Zopa credit card

5
It is one of the best credit cards i have used so far.It's straight forward and easy to use.In other wits user friendly. Reviewed on: 11th April 2023
Sam Goche's avatar
Sam Goche

Great

5
Unbelievable card service very helpfull people Reviewed on: 11th April 2023
Paul Grealis's avatar
Paul Grealis

Amazing credit card

5
Fantastic customer service and very good card for building credit rating Reviewed on: 11th April 2023
Andrew Withers's avatar
Andrew Withers

Excellent

5
First class service when you need to contact then. Reviewed on: 11th April 2023
Jackie Jordan's avatar
Jackie Jordan

Excellent

5
Great rates, excellent app that reminds you when payment is due. Very helpful Reviewed on: 11th April 2023
Ceri Butler's avatar
Ceri Butler

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill