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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Reasonable credit limit

5
Credit card offered with reasonable credit limit for low credit score. Reviewed on: 11th April 2023
Bharath Reddy's avatar
Bharath Reddy

Simzopa the best!

5
Excellent customer service, good APR, amazing App, everything you need in a Credit Card company. I would highly recommend! Reviewed on: 11th April 2023
Donna Sellars's avatar
Donna Sellars

Tip top

5
Great card, easy and informative app. Always know exactly what and where you spent money, easy to make repayments. Reviewed on: 11th April 2023
Nicola Maclaren 's avatar
Nicola Maclaren

Excellent

5
Great company and happy with services Reviewed on: 11th April 2023
Luke Penman's avatar
Luke Penman

great app

5
it’s great credit card very easy to use .briafly explain everything in the app .only problem is you can add on the apple pay yet .which i believe company will work on it to bring on apple payment use . Reviewed on: 11th April 2023
arfan afzal's avatar
arfan afzal

Excellent

5
Excellent company live updates and easy to use app even for us oldies fantastic company highly recommend to others Reviewed on: 11th April 2023
Jacqui Duvnjak's avatar
Jacqui Duvnjak

Zopa, Simple and straightforward

5
Everything about the Zopa credit card is simple and straightforward, from applying, to getting a decision in minutes, to your card's arrival, to activation, to using and to keeping you informed of what you've spent. The Zopa app is super easy to use, even for a dinosaur like me! I really can't fault it, and highly recommend the Zopa credit card. 10/10 Reviewed on: 11th April 2023
Anne 's avatar
Anne

Never had a credit card useful like that

5
Zopa is a great tool for your day to day finances . Easy to make payments , easy to control the spending and you are always in control . I vote 100000/10 Reviewed on: 11th April 2023
Vithanege's avatar
Vithanege

Zopa Credit Card

5
App is easy tonuse, great how your balance and balence transfer is split, features are good with the money saving /debt help offered. Great product Reviewed on: 11th April 2023
Chris Taylor's avatar
Chris Taylor

Need a Credit get Zopa!!

5
Easy credit card application and approved immediately! Reviewed on: 11th April 2023
Lady Wynn's avatar
Lady Wynn

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