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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa started me on the path to financial bliss

Before Zopa I found it difficult to get credit. Zopa took the chance with me and as a result I now have a great credit score. Zopa keep me informed of my use and give me hints and tips to stay on top. Thank you Zopa you opened the door to a brighter financial future for me, and I’m sure many others Reviewed on: 11th April 2023

Top notch

Helpful, trustworthy and always informative of any changes Reviewed on: 11th April 2023

Very cool nice credit card love it

I love Zopa credit card it’s nice and easy to use Reviewed on: 11th April 2023

Very easy to use, deposits reach account very fast

Would definitely recommend this company Reviewed on: 11th April 2023

Great company to deal with

So happy I’ve found Zopa what a fantastic company Reviewed on: 11th April 2023

Very happy

Really happy with me Zopa credit card Reviewed on: 11th April 2023

Great card

Great card easy to apply for app is great simple to use would recommend it to anyone Reviewed on: 11th April 2023

Super easy, quick and efficient process.

Application for a credit card was so easy, the whole process took minutes. It comes with a great app, which makes keeping track on spending very easy. Would totally recommend Zopa.! Reviewed on: 11th April 2023

Great service

I've had multiple loans with zopa and now a credit card very easy and reliable service always available and willing to help. Reviewed on: 11th April 2023

Excellent

Zopa is a brilliant credit card for me . It allows me to stick to a budget and spend wisely Reviewed on: 11th April 2023

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