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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to use, deposits reach account very fast

Would definitely recommend this company Reviewed on: 11th April 2023

Great company to deal with

So happy I’ve found Zopa what a fantastic company Reviewed on: 11th April 2023

Very happy

Really happy with me Zopa credit card Reviewed on: 11th April 2023

Great card

Great card easy to apply for app is great simple to use would recommend it to anyone Reviewed on: 11th April 2023

Super easy, quick and efficient process.

Application for a credit card was so easy, the whole process took minutes. It comes with a great app, which makes keeping track on spending very easy. Would totally recommend Zopa.! Reviewed on: 11th April 2023

Great service

I've had multiple loans with zopa and now a credit card very easy and reliable service always available and willing to help. Reviewed on: 11th April 2023

Excellent

Zopa is a brilliant credit card for me . It allows me to stick to a budget and spend wisely Reviewed on: 11th April 2023

Good

Brilliant, trust worth company no hidden features Reviewed on: 11th April 2023

Zopa credit card

It is one of the best credit cards i have used so far.It's straight forward and easy to use.In other wits user friendly. Reviewed on: 11th April 2023

Great

Unbelievable card service very helpfull people Reviewed on: 11th April 2023

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