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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43480 reviews)

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4.94

Based on 43,480 reviews, last reviewed 14th Mar 2026

155100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great company Great company give you a second chance even if you have poor credit Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43480)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very easy to set up payments and to see your...

Very easy to set up payments and to see your balance Reviewed on: 16th January 2026

Great company ,good advice and help when needed....

Easily to get help information staff very easy to speak too. When I needed information they provided it and explained ig well. Reviewed on: 16th January 2026

Zopa has made keeping in control of spending on my c...

Zopa has made keeping in control of spending on my credit card easy Reviewed on: 16th January 2026

Things made simple

Easy.to apply and the site is very easy to use Reviewed on: 16th January 2026

Great service and reliable credit card, I have had n...

Great service and reliable credit card, I have had no issues with this company and would highly recommend to anyone Reviewed on: 16th January 2026

Really good service and affordable payments.

Really good service and affordable payments. Reviewed on: 16th January 2026

Zopa dooper ! Everything has been OK, no problems.

Everything has been OK, no problems. Reviewed on: 16th January 2026

Everything is good about this card.

Everything is good about this card. Payment period is very generous. App is good but can be better. Reviewed on: 16th January 2026

They were quick efficient and gave me a card straigh...

They were quick efficient and gave me a card straight away it really helped when I was struggling and got a fantastic offer!!!!! Reviewed on: 16th January 2026

Too many steps to repay the balance

Too many steps to repay the balance Reviewed on: 16th January 2026

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