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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Greatest ever

5
Greatest ever experience, really happy I went with them, and looking forward to doing more with them and also see how it help my credit rating. Reviewed on: 19th April 2025

Fantastic app, easy to understand.

5
Fantastic app, easy to understand. Excellent support Reviewed on: 19th April 2025

Very good

5
Very good easy to Access the account Reviewed on: 19th April 2025

Thankyou ZOPA from a military Veteran..

5
After a few health issues from sepsis and pneumonia I had to sell my house as I wasn't allowed to work I had to ener into an Iva in 2020 because of my loss of job and I'll health trying to keep my home I ended up attempting suicide. But after managing to pay of my Iva. as I retire in July I ZOPA were the only company that would help me to get a credit card treating me like an individual and not a?name on a computer. This is why I say they are the best . Reviewed on: 19th April 2025

Since when i recieve credit card giving me very good...

5
Since when i recieve credit card giving me very good relief..... Reviewed on: 19th April 2025

It's there when I need it, no pressure.

5
It's there when I need it, no pressure. Easy to keep affordable. Reviewed on: 19th April 2025

Helped my credit score

5
Didn't think I would get a card because of my poor credit score but I did and it's helped me improve it Reviewed on: 19th April 2025

excellent service

5
Thank you do much for the help Its easy to apply. Reviewed on: 19th April 2025

Great company.

5
Great company. Easy to apply . Customer service is brilliant and an easy to use app Reviewed on: 19th April 2025

The best credit card ever i love it really really

5
The best credit card ever i love it really really Reviewed on: 19th April 2025

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