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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

All quick and easy.

All quick and easy. So easy to use and View everything Reviewed on: 6th March 2026

Good customer service.

Good customer service. I appreciate the credit card. I'm hoping to increase my credit rating. Reviewed on: 6th March 2026

Very helpful alway helpful on the another end of the...

Very helpful alway helpful on the another end of the phone x Reviewed on: 6th March 2026

My experience with Zopa very good didn’t have any pr...

My experience with Zopa very good didn’t have any problem since I have it Reviewed on: 6th March 2026

Pleasurable Plastic

Since obtaining a credit card I’ve had regular updates when payments are due and No pressure to clear the balance Reviewed on: 6th March 2026

I've had a lovely smooth experience since joining zopa.

I've had a lovely smooth experience since joining zopa. No problems at all. App is easy to use. Reviewed on: 6th March 2026

Overall a exceptional provider

Overall an exceptional provider, offering a suitable range of financial products and options . I.e credit card and banking and savings options Reviewed on: 6th March 2026

Great customer service and keep you in the loop for...

Great customer service and keep you in the loop for everything Reviewed on: 6th March 2026

I have absolutely no complaints.

I have absolutely no complaints. The app makes keeping track of payments and my limit incredibly smooth and hassle-free. Had an issue with a purchase previously due to a 3rd party error and it was resolved incredibly quick, with a super helpful Customer Support team, who kept me updated with the status of my dispute until the issue was resolved. Everything was explained to my clearly, and I was aware of everything that was ongoing. Reviewed on: 6th March 2026

Excellent, Very happy , good app

Very happy , good app, easy to use. Reviewed on: 6th March 2026

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