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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

well sorted

Everything is there on the app,no probs just easy too use Reviewed on: 6th March 2026

This is my first card after having financial diffic...

This is my first card after having financial difficulties it was easy to use and understand i felt comfortable and safe andit has helped me manage my money Reviewed on: 6th March 2026

Zopa is great easy to access great to use and very h...

Zopa is great easy to access great to use and very helpful with updates Reviewed on: 6th March 2026

Products are amazing and the app is easy to use

Products are amazing and the app is easy to use Reviewed on: 6th March 2026

EXCELLENT OFFERS

I am well pleased with Zopa, and the offers. Their service is excellent and are constantly looking after me. Reviewed on: 6th March 2026

My Zopa card

Since I was granted my card, Zopa have been very professional and courteous. I always know when my next payment is due well in advance. Very pleased with their service. Reviewed on: 6th March 2026

I would like to say zopa is a great organisation ver...

I would like to say zopa is a great organisation very professional and always there for you if you have any problems the staff are so professional with you thank you for everything you do Reviewed on: 6th March 2026

Simplistic but supportive.

Simplistic but supportive. I like the app. Clarity. Reviewed on: 6th March 2026

Easy to apply, quick decisions and helpful account m...

Easy to apply, quick decisions and helpful account management Reviewed on: 6th March 2026

The usage of the card is excellent interms of effici...

The usage of the card is excellent interms of efficiency.Also, instructions and explanations are very clear. The card is easy to use, have not encountered any technical issues since I started using it. I would recommend it to anyone without hesitation. Reviewed on: 6th March 2026

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