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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

When using the card and got a text to tell how much...

5
When using the card and got a text to tell how much you have spend,where you spend the money and how much left. Reviewed on: 19th April 2025

Fantastic !

5
Fantastic ! Love the updates and paying is easy and a good credit limit to start Reviewed on: 19th April 2025

Approved a credit card for me.

5
They gave me a cedit card when no one else would Reviewed on: 19th April 2025

Zopa is the best!

5
Easy set-up; easy maintenance and easy to use. Zopa is a flexible, quick and easy way to manage your finances. It just takes micro seconds to do what you want via the app. Excellent! Reviewed on: 19th April 2025

At know yet because I got no card yet

3
At know yet because I got no card yet Reviewed on: 19th April 2025

I am happy with the experience i have had on here, t...

5
I am happy with the experience i have had on here, they gave me more credit and i have never had any issues using zopa Reviewed on: 19th April 2025

Zopa app is so easy and Information all Infront of you.

5
Zopa app is so easy and Information all Infront of you. Everything is accessible. I havnt had any problems. Everything explained perfectly. Reviewed on: 19th April 2025

Very nice and fast service I could recommend for any...

5
Very nice and fast service I could recommend for anyone Reviewed on: 19th April 2025

Clear, simple instructions.

5
Clear, simple instructions. Easy to use and clarity around any changes etc.. Reviewed on: 19th April 2025

Great card and app.

5
Really easy to apply and the app is great. Reviewed on: 19th April 2025

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