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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa best App 2026

Very reliable app very straightforward to use Reviewed on: 6th March 2026

Always help full if u can't find what u need...

Always help full if u can't find what u need to no Reviewed on: 6th March 2026

Just all around wonderful experience with a credit c...

Just all around wonderful experience with a credit card nothing‘s too much problems for him and customer service is excellent Reviewed on: 6th March 2026

Extremely good

Extremely helpful customer service support when needed. Very good app. Reviewed on: 6th March 2026

Zopa Bank with Good Customer Service

Zopa Bank are extremely helpful when credit is needed, and are responsible lenders with good customer service. Reviewed on: 6th March 2026

Excellent costumer service very understanding and he...

Excellent costumer service very understanding and helpful if you need help Reviewed on: 6th March 2026

Easy to use app reminders for payments regular updat...

Easy to use app reminders for payments regular updates simple to navigate Reviewed on: 6th March 2026

When ever I need any help, you are very helpful and...

When ever I need any help, you are very helpful and you do your best to solve problem. Reviewed on: 6th March 2026

Was straightforward to approve the card and very eas...

Was straightforward to approve the card and very easy to use and useful let you know what you spend and everything Reviewed on: 6th March 2026

My bank account was closing, and I called the custom...

My bank account was closing, and I called the customer service department. They were amazing. Very supportive and helpful. Reviewed on: 6th March 2026

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