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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43480 reviews)

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4.94

Based on 43,480 reviews, last reviewed 14th Mar 2026

155100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great company Great company give you a second chance even if you have poor credit Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43480)

Very good service oke the app would recommend to the...

Very good service oke the app would recommend to the service Reviewed on: 16th January 2026

Esapiece of mind y to use card .

Esay to use card . Can make extra payments online at anytime . Get message befor payment is due . Staff are alwsys ready to help you. Its not a call center who dont understand english like other credit card custermer service Reviewed on: 16th January 2026

Value for money

It's been a very good value card Reviewed on: 16th January 2026

App is easy to navigate with clear advice, good rang...

App is easy to navigate with clear advice, good range of services. Reviewed on: 16th January 2026

No hassle the bank is good ,They don’t scare you or...

No hassle the bank is good ,They don’t scare you or put pressure too much they are flexible that gave me space to plan and payback their money.communication with Zopa is just excellent Reviewed on: 16th January 2026

Good solid financial advice ..

Good solid financial advice and excellent customer service, well regulated and secure Reviewed on: 16th January 2026

Very good with information about scams and how to ta...

Very good with information about scams and how to tackle it Reviewed on: 16th January 2026

Fantastic despite having poor credit history

Fantastic despite having poor credit history Reviewed on: 15th January 2026

They are very pleased to help you with any issues...

They are very pleased to help you with any issues Reviewed on: 15th January 2026

Excellent banking, app is super user friendly and cu...

Excellent banking, app is super user friendly and customer service is also great Reviewed on: 15th January 2026

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