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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Impressive and amazing Zopa is doing excellent work

Impressive and amazing Zopa is doing excellent work Reviewed on: 6th March 2026

Perfection

They messaged when I needed reminding of upcoming dates and answered all my questions Reviewed on: 6th March 2026

I always have my issues resolved in timely manner

I always have my issues resolved in timely manner Reviewed on: 6th March 2026

Excellent customer service and so easy to apply

Excellent customer service and so easy to apply Reviewed on: 6th March 2026

Zoopa Service!

Great customer service- great product line worked for me over the tears Reviewed on: 6th March 2026

App is easy to use Great experience with online chat...

App is easy to use Great experience with online chat service and customer service Reviewed on: 6th March 2026

Straightforward

Easy and straightforward to apply and your application is done instantly Reviewed on: 6th March 2026

Great service

Very straightforward and easy service to use. Reviewed on: 6th March 2026

Lots of great products.

Lots of great products. Giving good rates of interest. Great customer service Reviewed on: 6th March 2026

So smooth to deal with Zopa

Zopa application process was smooth and simple from start. I like the Zopa app, the layout and user friendly colours and polices. And on top Zopa offered me loans on top of my credit card Reviewed on: 6th March 2026

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