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Zopa: Credit card reviews

4.93
Based on 40,271 reviews, last reviewed 13th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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94%
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5%
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1%
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0%
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Latest highest rating:

5

Experienced and good company Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 13th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Always helpful when speaking to a human

5
Always helpful when speaking to a human Reviewed on: 19th April 2025

Zopa keeps in touch and gives clear and helpful info...

5
Zopa keeps in touch and gives clear and helpful information and advice Reviewed on: 19th April 2025

Very easy and an excellent service

5
Very easy and an excellent service Reviewed on: 19th April 2025

Very good experience.

5
Very good experience every time I have to contact them. Reviewed on: 19th April 2025

Zopa card was very effective and easy to use it time...

5
Zopa card was very effective and easy to use it times of need Reviewed on: 19th April 2025

All rounder

4
Very good all rounder, payment plan very realistic Reviewed on: 19th April 2025

Experience has been great.

4
Experience has been great. Solid customer service and care support is available Reviewed on: 18th April 2025

Great card!.

5
Fast sign up and updates are great too! Will be using this card for many years to come. Reviewed on: 18th April 2025

Zopa helped me when I needed it.

5
Zopa helped me when I needed it. Helped me understand my situation and guided me to take control Reviewed on: 18th April 2025

So Far So Good

4
Easy to apply for. Interest rate quite high,but not as high as some. credit score plumeted,due to circumstances out of my control,shadow limited choice. Use it responsibly and you could avoid too much interest & will help improve credit score Reviewed on: 18th April 2025

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