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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company to deal with and very easy to get in c...

Great company to deal with and very easy to get in contact with. Always there to help you when you need it. Reviewed on: 6th March 2026

Zopa are a great credit card great payment system a...

Zopa are a great credit card great payment system and app is easy to use Reviewed on: 6th March 2026

Great service easy to use website all round ease of...

Great service easy to use website all round ease of website Reviewed on: 6th March 2026

I couldn't believe when the application was approve...

I couldn't believe when the application was approved within a short space of time. Great customer service. So easy and userfriendly when purchasing. I feel quite privileged to be a customer for Zopa. Reviewed on: 6th March 2026

I found there customer service very helpful and easi...

I found there customer service very helpful and easily accessible. Reviewed on: 6th March 2026

Great service and excellent supplier.

Great service and excellent supplier. Get reminders on what you have spent. So it is easier to watch your balance. Make payments at any time Reviewed on: 6th March 2026

Go Zopes

They are just a very good company and regularly review your limits and invariably offer credit limit increases Reviewed on: 6th March 2026

Brilliant

Very good, great app to use, easy to find what yiur looking for. Easy application for savings, loans and credit cards No issues at all, good customer service friendly easy to speak to Reviewed on: 6th March 2026

Great credit card , easy for daily transactions

Great credit card , easy for daily transactions Reviewed on: 6th March 2026

Always helpful in all ways with credit card and curr...

Always helpful in all ways with credit card and current account and helpful with duggestions Reviewed on: 6th March 2026

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