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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43481 reviews)

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4.94

Based on 43,481 reviews, last reviewed 14th Mar 2026

155150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good credit card ideal for those unexpected payment Good credit card ideal for those unexpected payment Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43481)

First time I use credit card,zopa is much better tha...

First time I use credit card,zopa is much better than others in every aspect of services Reviewed on: 15th January 2026

Fast and easy to navigate the app is very useful...

Fast and easy to navigate the app is very useful Reviewed on: 15th January 2026

Reliable,great rates and easy to use.

Reliable,great rates and easy to use.No one does it better,Zopa! Reviewed on: 15th January 2026

Friendly staffs .

Friendly staffs . very good at their jobs. Excellent service on the Phone. Reviewed on: 15th January 2026

Never had any issues, all very transparent

Never had any issues, all very transparent Reviewed on: 15th January 2026

Best card

Easy to use app and also better to use abroad on holidays Reviewed on: 15th January 2026

So easy to use great customer service

So easy to use great customer service Reviewed on: 15th January 2026

Best credit card.

Every thing is fab, nothing bad. Reviewed on: 15th January 2026

always good staff very helpfull dont need to phone c...

always good staff very helpfull dont need to phone can sort on line Reviewed on: 15th January 2026

Easy to navigate and also low interest rates.

Easy to navigate and also low interest rates.they always communicate any changes Reviewed on: 15th January 2026

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