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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Have been able to access money for unexpected emerge...

Have been able to access money for unexpected emergencies, ie tyres for mot...and some shopping bargains..plus given me peace of mind should anything really crop up. Reviewed on: 6th March 2026

Does wat it says on the tin ha hA

Does wat it says on the tin ha hA Reviewed on: 6th March 2026

Easy application great customer service

Easy application great customer service Reviewed on: 6th March 2026

I have had a credit card with zopa for some time and...

I have had a credit card with zopa for some time and have had excellent service Reviewed on: 6th March 2026

Zopa credit

Received my card in days fast efficient service. App is easy to use loving it all. Reviewed on: 6th March 2026

Zopa The Best

I have been with Zopa for year, I have never had a bad experience yet, they are very helpful. Reviewed on: 6th March 2026

No hassle does as it says

No problems not like some cards straight forward and increase when needed. Apps great as well to see when payment due interest charges and what you have spent on card recommend strongly Reviewed on: 6th March 2026

Very good and fast service never had any problems wi...

Very good and fast service never had any problems with them Reviewed on: 6th March 2026

A card that’s your friend..

Flexible, not, in your face, practical. Easy to use. Good mobile app and reasonable interest rate. Reviewed on: 6th March 2026

Easy to use clear pricing structure like the fact it...

Easy to use clear pricing structure like the fact it is app only. Customer service has been quick and precise when I have contacted them. Reviewed on: 6th March 2026

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