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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

One of the best things I ever did was to get a card...

One of the best things I ever did was to get a card from you. Reviewed on: 6th March 2026

I find it very easy to use my card and able to speak...

I find it very easy to use my card and able to speak to customer service and very gd with my credit limit increases Reviewed on: 6th March 2026

I find Zopa an excellent credit building card.

I find Zopa an excellent credit building card. The customer service is professional and extremely helpful and understanding. I can highly recommend this company. Reviewed on: 6th March 2026

Easy to use, fair and good value

Easy to use, fair and good value Reviewed on: 6th March 2026

THE BEST

Every time I have a problem they are their to fix it Reviewed on: 6th March 2026

First credit card.

First credit card. It’s helped build my credit. Outstanding Reviewed on: 6th March 2026

.zopa card

Good service great card very happy Reviewed on: 6th March 2026

Lovely you beauty fabulous fan dabby dozy

Lovely you beauty fabulous fan dabby dozy Reviewed on: 6th March 2026

Ease of use

Ease of access to card and money Reviewed on: 6th March 2026

Happy zopa

Everything has been perfect and easy to understsnd Reviewed on: 6th March 2026

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