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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

excellent

excellent everything very good credit card Reviewed on: 6th March 2026

I like this zopa credit card it's very reliable

I like this zopa credit card it's very reliable Reviewed on: 6th March 2026

Amazing experience helped me when I needed it would...

Amazing experience helped me when I needed it would never go back Reviewed on: 6th March 2026

When I applied for ZOPA I was amazed how quickly the...

When I applied for ZOPA I was amazed how quickly the process went through and the response I had from it thankyou ZOPA I had choice of amount and payments. perfect . Reviewed on: 6th March 2026

Excellent service.

Excellent service. Prompt responses. Reviewed on: 6th March 2026

Really great , fast and no fuff .

Really great , fast and no fuff . What else your you ask for ! Reviewed on: 6th March 2026

Excellent all around.

Excellent all around. Would recommend Reviewed on: 6th March 2026

Great to hav easy to use and manage lovely people to...

Great to hav easy to use and manage lovely people to talk to always willing to help if needed Reviewed on: 6th March 2026

It’s easy to use especially with Apple Pay and the c...

It’s easy to use especially with Apple Pay and the credit limit is good Reviewed on: 6th March 2026

Easy to contac, app is great & easy to use and keep...

Easy to contac, app is great & easy to use and keep up to date with everything. Reviewed on: 6th March 2026

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