Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 10th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Fantastic credit card provider.

5
Fantastic credit card provider. No issues with anything connected with this company. Reviewed on: 18th April 2025

Great app format and Easy to navigate

5
Great app format and Easy to navigate Reviewed on: 18th April 2025

Easy to apply quick to accept my experience was good...

5
Easy to apply quick to accept my experience was good being able to rebuild my credit Reviewed on: 18th April 2025

Good credit card provider

5
I hardly use customer service but I have been with Zopa for more than 2 years now and I like the services Reviewed on: 18th April 2025

Always there when I needed it kept regular payments...

5
Always there when I needed it kept regular payments and got a credit limit increase Reviewed on: 18th April 2025

Good for building credit score have considerable con...

5
Good for building credit score have considerable confidence in it and ease of use to get it and use Reviewed on: 18th April 2025

Zopa is easy to manage the payment and was very resp...

5
Zopa is easy to manage the payment and was very responsible when I mistakenly paid in a fraud. They respond right away. Reviewed on: 18th April 2025

Good zopa

5
I have a card off zopa but haven't used it yet but they are so helpful when you ask questions I Wil be using my card soon as I'm going on holiday keep up the good work zopa and thank you Reviewed on: 18th April 2025

Easy to use.

5
A very easy app to use, and all very professional to talk too. Reviewed on: 18th April 2025

Good bank good credit card very good customer servic...

5
Good bank good credit card very good customer service and quick to apply I vote 100% thank you Zopa Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7181 reviews
    Zopa
    View all products