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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa is a great credit card.

4
Zopa is a great credit card. I have had no issues. Reviewed on: 18th April 2025

Very good card, easy to use and handy

5
Very good card, easy to use and handy Reviewed on: 18th April 2025

Great awesome Great card every 1 should have ZOPA th...

5
Great awesome Great card every 1 should have ZOPA thanks Reviewed on: 18th April 2025

Happy customer

5
Not had a problem the set up was easy phoned to ask payment dates they were very helpful and polite explained everything to me would recommend to anyone Reviewed on: 18th April 2025

Good for increasing your credit rating

4
Good for increasing your credit rating Reviewed on: 18th April 2025

Been very helpful when I was in need

5
Been very helpful when I was in need Reviewed on: 18th April 2025

Friendly, helpful and respectful respectful response...

5
Friendly, helpful and respectful respectful response when contacting customer services. Reviewed on: 18th April 2025

Excellent service, like the way the credit card has...

5
Excellent service, like the way the credit card has an option to safe guard money, to able you to manage your credit. Never experienced that with other companies. Reviewed on: 18th April 2025

Perfect, excellent thankyou, will recommend

5
Perfect, excellent thankyou, will recommend Reviewed on: 18th April 2025

I wanted a credit and Zopa gave me though i had no c...

5
I wanted a credit and Zopa gave me though i had no credit history. Zopa, the best Reviewed on: 18th April 2025

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