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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Love the card it’s really good would recommend

Love the card it’s really good good shopping and good payment service Reviewed on: 6th March 2026

Fantastic !

Fantastic ! Very helpful and easy to use the app . Reviewed on: 6th March 2026

Straightforward applications for products.

Straightforward applications for products. Good rates. App is clear, informative and easy to navigate. Reviewed on: 6th March 2026

Clear easy to use app

It’s been easy to manage, the app is very clear and easy to navigate and clear information available for reviewing my balance Reviewed on: 6th March 2026

Happy Customer

Have been truly satisfied with Zopa their customer care is excellent they are very helpful and considerate and would highly recommend - they are there for you when needed Reviewed on: 6th March 2026

Easy to set up and receipt of viable card

I found the whole experience with Zopa very positive. The decision process was fast, the setup was simple, and everything was straightforward to complete. It didn’t involve unnecessary steps, which made it easy to get started. What I particularly appreciated was how quickly the physical cards arrived. Receiving the real cards so promptly gave confidence that the service is genuine and well organised. Overall, the process felt efficient, reliable, and very user-friendly. Reviewed on: 6th March 2026

I have poor credit, Zopa was there and they have hel...

I have poor credit, Zopa was there and they have helped me keep on track Reviewed on: 6th March 2026

Great customer service alround.

Great customer service alround. App very easy to use and very clear instruction & detail. Reviewed on: 6th March 2026

Quick and easy to apply.

Quick and easy to apply.. accepted straight away Reviewed on: 6th March 2026

Overall my experience with Zopa Credit card has been...

Overall my experience with Zopa Credit card has been very positive. It has enhanced my financial flexibility. I would recommend this company to anyone Reviewed on: 6th March 2026

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