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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

First class service !

First class service very professional Reviewed on: 6th March 2026

Perfect For My Needs

The app makes keeping a check of spending and making payments easy. Reviewed on: 6th March 2026

Absolutely brilliant card.

Absolutely brilliant card. no fuss and everything can be done online. Reviewed on: 6th March 2026

I had trouble with scams and they were very helpful...

I had trouble with scams and they were very helpful Reviewed on: 6th March 2026

Always helpful.

Always helpful Always ready on hand. Helped me get finance for my car too Reviewed on: 6th March 2026

Really easy application and terms and conditions eas...

Really easy application and terms and conditions easy to understand. Reviewed on: 6th March 2026

Very easy to use.

Very easy to use. Everything you need to know is on the website, and if you need help, the customer service is great. Reviewed on: 6th March 2026

Fantastic very nice CC as i experienced

Fantastic very nice CC as i experienced Reviewed on: 6th March 2026

Very good service allways there for you

Very good service allways there for you Reviewed on: 6th March 2026

Zopa is a very good bank and very efficient in the...

Zopa is a very good bank and very efficient in their services. Reviewed on: 6th March 2026

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