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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful ,Good and the bad they will try to help...

Very helpful ,Good and the bad they will try to help you Reviewed on: 6th March 2026

They are brilliant.

They are brilliant. Excellent all round Reviewed on: 6th March 2026

Easy to work with.

Easy to work with.good rates.can change direct debit payments to suit you Reviewed on: 6th March 2026

Professional

In these troubled times I found the Zopa team to be very understanding and respectful of my circumstances. Reviewed on: 6th March 2026

Bad credit

Gave me a chance when credit was bad Reviewed on: 6th March 2026

Zopa Credit Card .

I have been using Zopa for 4 years now . Ive only had my credit card account for 6 months and iam very happy with the way its accessable through the Zopa App . Thanks again Zopa for your support. Reviewed on: 6th March 2026

Zopa have made my life so simple and clean.

Zopa have made my life so simple and clean. All my expenses are taken care of and in one so easy to use space that it takes seconds to understand EXACTLY where my life stands.Gotta b Reviewed on: 6th March 2026

I have had a great experience with zopa who have hel...

I have had a great experience with zopa who have helped me to get any information that I need for my enquiries. Reviewed on: 6th March 2026

Very easy to complete application

Very easy to complete application Reviewed on: 6th March 2026

Very fast transaction times both for debit and credit.

Very fast transaction times both for debit and credit. Reviewed on: 6th March 2026

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