Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

The best of the best

5
It's not easy to use and easy to pay back. Overall experience is excellent Reviewed on: 18th April 2025

Very easy to use linked with the app

4
Very easy to use linked with the app Reviewed on: 18th April 2025

Have been with zopa a while now nothing but excellen...

5
Have been with zopa a while now nothing but excellent proffesional service Reviewed on: 18th April 2025

Everything is very easy the app is very clear and ea...

5
Everything is very easy the app is very clear and easily explained Reviewed on: 18th April 2025

Never had a problem , app is great and details every...

5
Never had a problem , app is great and details everything I need Reviewed on: 18th April 2025

Very helpful and app very easy to use

5
Very helpful and app very easy to use Reviewed on: 18th April 2025

It's been very convenient for me

5
It's been very convenient for me Reviewed on: 18th April 2025

Very good card and easy to pay up and...

5
Very good card and easy to pay up and Reviewed on: 18th April 2025

Great experience, great name, great card.

5
Great experience, lovely card design. Easy to use app. Paying the bill is easy and quick with all sorts of choices for amounts etc. It’s accepted everywhere that I go to. Reviewed on: 18th April 2025

Since they day I applied for the credit card I as ve...

5
Since they day I applied for the credit card I as very pleased and would highly recommend it Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
    View all products