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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I've been extremely happy with my Zopa Credit Card.

I've been extremely happy with my Zopa Credit Card. Easy to use in stores and when I quickly had to pay with cash it was just great to be able to withdraw it from the ATM. Reviewed on: 6th March 2026

Credit card

You have been brilliant throughout.card came very quickly Reviewed on: 6th March 2026

Very good I’m more than happy with Zopa credit card...

Very good I’m more than happy with Zopa credit card Reviewed on: 6th March 2026

Everything is good fine I like it

Everything is good I like it every thing Reviewed on: 6th March 2026

One of the best credit cards in the UK easy to have...

One of the best credit cards in the UK easy to have and user friendly app Reviewed on: 6th March 2026

It was easy to apply for and I can pay in full if I...

It was easy to apply for and I can pay in full if I want to Reviewed on: 6th March 2026

Fair Transparent professional Company

Zopa is very Fair Transparent professional Company Reviewed on: 6th March 2026

Great service

Great service, always helpful when needed Reviewed on: 6th March 2026

Zopa give me a chance to get a credit card when my...

Zopa give me a chance to get a credit card when my credit was poor. Very good experience. Thank you for been sensitive and awacknolage us with poor credit. Reviewed on: 6th March 2026

Great all round provider

Great service and no foreign currency fees is a bonus Reviewed on: 6th March 2026

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