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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card to have

Never any problems and a great card to have in your pocket Reviewed on: 6th March 2026

Zopa have made everything simple and easy, all commo...

Zopa have made everything simple and easy, all common sense stuff which is good Reviewed on: 6th March 2026

My Zopa review .

Finding Zopa very easy to use, with the flexibility to make repayments as and when it suits. I am so happy with my Zopa card. Reviewed on: 6th March 2026

Zopa has been great in helping me build my credit sc...

Zopa has been great in helping me build my credit score. Reviewed on: 6th March 2026

Graeme mutter

Had no problems so far good services Reviewed on: 6th March 2026

Excellent support Ease of use and have already had...

Excellent support Ease of use and have already had my credit limit raised, use it to treat myself when I feel like I need it. Reviewed on: 6th March 2026

Great App Great customer service

Great App Great customer service Reviewed on: 6th March 2026

Great financial service , very happy with their serv...

Great financial service , very happy with their services! Reviewed on: 6th March 2026

Easy to deal with, very flexible

Easy to deal with, very flexible Reviewed on: 6th March 2026

It’s just easy!

Easy to apply, manage and pay. Can’t ask for more Reviewed on: 6th March 2026

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