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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (40269)

Excellent customer service and very easy to use

5
Excellent customer service and very easy to use Reviewed on: 18th April 2025

Zopa is very good any problems you have they sort th...

5
Zopa is very good any problems you have they sort them straight away best card I’ve had and I’m very happy with the service Reviewed on: 18th April 2025

zopa gave me a chance for my first credit card, toda...

5
zopa gave me a chance for my first credit card, today with a lot of experience I would still choose Zopa as my first card, I recommend it to all my friends and family. I use zopa abroad and pay for my purchases every day, I like Zopa Apps because it is easy to use. Reviewed on: 18th April 2025

Easy application good customer service and communica...

5
Easy application good customer service and communication. Great credit limit to build score Reviewed on: 18th April 2025

Very good rates and customer service

5
Very good rates and customer service Reviewed on: 18th April 2025

Easy hassle free and excellent service

5
Easy hassle free and excellent service Reviewed on: 18th April 2025

I’ve used them for years and I’ve always had a good..

5
I’ve used them for years and I’ve always had a good experience dealing with them Reviewed on: 18th April 2025

haven't had card for very long but no problems

5
haven't had card for very long but no problems with use, good intrest rate, good design nice colour Reviewed on: 18th April 2025

Building credit

5
Used as a way to build credit. Seems to be working Reviewed on: 18th April 2025

Since I had the card its been very useful and like t...

5
Since I had the card its been very useful and like to pay on time Value for money. Reviewed on: 18th April 2025

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