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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

ZOPA for all your needs

Zopa has been excellent with me, I have savings , bank account, credit card and loan with them, so professional, helpful,and friendly, made me feel like family, thank you Zopa, Wayne Griffiths Reviewed on: 6th March 2026

Zopa is an excellent card provider, customer service...

Zopa is an excellent card provider, customer service is very efficient. Reviewed on: 6th March 2026

Helped me get a better credit limit, sensible intere...

Helped me get a better credit limit, sensible interest rates Reviewed on: 6th March 2026

STRESS FREE CARD

Very easy to understand app. Good notifications and payment reminders. It's all very straightforward without any of the complicated jargon you get with some other cards. Reviewed on: 6th March 2026

Very good app to use when don’t receive my salary...

Very good app to use when don’t receive my salary Reviewed on: 6th March 2026

From the very start zopa have been great

From the very start zopa have been great Reviewed on: 6th March 2026

So handy, and easy to control.

So handy, and easy to control..Everything is laid out in an easy to follow way.I would highly recommend. Reviewed on: 6th March 2026

Does what it says on the tin

Found the app very user friendly and easy to obtain and understand. Basically it does what it says on the tin. Excellent service. Reviewed on: 6th March 2026

Not bad when I took new account very happy

Not bad when I took new account very happy Reviewed on: 6th March 2026

My experience so far with the credit card has been p...

My experience so far with the credit card has been positive Reviewed on: 6th March 2026

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