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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Everything always is the best and has very clever de...

Everything always is the best and has very clever decisions Reviewed on: 15th January 2026

Happy with Zopa

Have not had any problems with Zopa at all. Reviewed on: 15th January 2026

friendly advice when asking for help

understand your needs friendly advice when asking for help Reviewed on: 15th January 2026

Very helpful and handy card to have

Very helpful and handy card to have Reviewed on: 15th January 2026

Very easy application good interest rates friendly h...

Very easy application good interest rates friendly helpful customer support Reviewed on: 15th January 2026

Really good credit card, excellent customer service,...

Really good credit card, excellent customer service, and kept well informed, about your account, with tips and suggestions to get the best of your credit card Reviewed on: 15th January 2026

Zopa card

Brilliant easy to use card. Can’t fault this service. Reviewed on: 15th January 2026

Nice easy and very quick service

Nice easy and very quick service Reviewed on: 15th January 2026

The Good and the could do better.

Very good sorting out credit card but after paying off first loan a few months early had to provide numerous payslips or bank statements ?. Reviewed on: 15th January 2026

Very helpful staff and everything goes smoothly...

Very helpful staff and everything goes smoothly i have had no problems with anything I have applied for and everything gone though smoothly would recommend dopamine to all my family and friends Reviewed on: 15th January 2026

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