Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply ,use card and also easy to pay.

Easy to apply ,use card and also easy to pay. Reviewed on: 6th March 2026

very straight fowatherd

very straight foward and quick response have been with zopa for a few years no complaints always there when i have needed them Reviewed on: 6th March 2026

Very easy to speak too very professional

Very easy to speak too very professional Reviewed on: 6th March 2026

Because I am very happy with the service I received...

Because I am very happy with the service I received from Zopa.Thank you.All good,no complaints Reviewed on: 6th March 2026

Prompt efficient customer service.

Prompt efficient customer service. Reviewed on: 6th March 2026

Zopa has been a life line for me & my finances!

Zopa has been a life line for me & my finances! Reviewed on: 6th March 2026

Zopa bank and loan helped me at my most financial ha...

Zopa bank and loan helped me at my most financial hardship with amazing rates very quick and swift and easy to apply. Reviewed on: 6th March 2026

Great company, great service,no problems at all with...

Great company, great service,no problems at all with this company Reviewed on: 6th March 2026

Great card great service would definitely recommend

Great card great service would definitely recommend Reviewed on: 6th March 2026

they've helped me to get a good credit score

they've helped me to get a good credit score Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Partnership credit card
from John Lewis 2.06 from 899 reviews
Platinum credit cards
from Barclaycard 4.12 from 335 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub