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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

My experience has been seamless and very straightfor...

My experience has been seamless and very straightforward I find the app very easy to navigate Reviewed on: 15th January 2026

Zopa accepted my application with a no hassle applic...

Zopa accepted my application with a no hassle application form, card arrives within the time frames given. Can’t fault the easy to navigate app and start to build my credit. Reviewed on: 15th January 2026

It’s great card with good credit balance and easy to...

It’s great card with good credit balance and easy to handle Reviewed on: 15th January 2026

Excellent customer service

Been with Zopa for a few years never had a problem with the service provided. Reviewed on: 15th January 2026

Would always recommend

I have been with Zopa for many years and never had any issues with them Reviewed on: 15th January 2026

Advisers very friendly.

Advisers very friendly. You are always kept in the loop. You never go over your limit. Access to your account is so very easy. You are never bombarded with emails or texts with rubbish. I wish i knew about the company years ago Reviewed on: 15th January 2026

Zopa provides a great service.

Zopa provides a great service. Really pleased to have the use of my card. Reviewed on: 15th January 2026

Very easy to use, interface is user friendly and nav...

Very easy to use, interface is user friendly and navigation is great Reviewed on: 15th January 2026

Never had a problem everything runs smoothly

Never had a problem everything runs smoothly Reviewed on: 15th January 2026

Very easy app to use.

Very easy app to use. Customer service great all in all great credit card Reviewed on: 15th January 2026

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