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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa was very helpful and there for me at the right...

Zopa was very helpful and there for me at the right time thanks Reviewed on: 6th March 2026

Great, always helpful when needed

Great, always helpful when needed Reviewed on: 6th March 2026

Zopa all the way

Friendly customer service team there to assist whenever you need them. Reviewed on: 6th March 2026

great and very good indeed you can rely on me to vot...

great and very good indeed you can rely on me to vote for you Reviewed on: 6th March 2026

Card Of The Year

Fast application. Courteous Customer Service. Extremely Helpful Reviewed on: 6th March 2026

You area delight to deal with :-)

You area delight to deal with :-) Reviewed on: 6th March 2026

Great credit card provider Beth helpful

Great credit card provider Beth helpful Reviewed on: 6th March 2026

Very good customer service easy and quick to apply

Very good customer service easy and quick to apply Reviewed on: 6th March 2026

Very cool project !

Very cool project !!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 6th March 2026

Excellent service from Zopa highly recommended to ot...

Excellent service from Zopa highly recommended to others Reviewed on: 6th March 2026

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