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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

my experience since i joined zopa is excellent

5
my experience since i joined zopa is excellent Reviewed on: 17th April 2025

Easy to use, pay and do everything

5
Easy to use, pay and do everything Reviewed on: 17th April 2025

Understanding Customer Services

5
I had an issue with the online payment portal and incurred late charges ..I called customer services and explained the issue and they immediately refunded the charges. Reviewed on: 17th April 2025

I never face any issue while using Zopa credit card.

5
I never face any issue while using Zopa credit card. Reviewed on: 17th April 2025

excellent app

5
app works well, I don't have much to say. everything works well. Thanks Reviewed on: 17th April 2025

Good and helpful

5
Very good.. excellent terms. And so easy to access. Reviewed on: 17th April 2025

Best credit card around

5
From applying to receiving card it was a simple process with an app that is very easy to use Reviewed on: 17th April 2025

Great overall experience

5
Great customer service experience, quick turnaround time from card application to delivery at door step and very helpful customer friendly all in one mobile app. No regrets at all Reviewed on: 17th April 2025

Great understanding customer care, Great help in...

5
Great understanding customer care, Great help in obtaining a good credit Reviewed on: 17th April 2025

Money wise

5
The online app. Is extremely easy to navigate, so you know exactly where your upto. Notifications are brilliant. I Can't fault the help and services provided. Reviewed on: 17th April 2025

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