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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

I haven't had to contact customer service, but have given a excellent, due to not having to contact them at all.,I am not very tech savvy but your app is very easy to use, perfect for someone like me. Reviewed on: 6th March 2026

Very easy to get hold of customer service the intera...

Very easy to get hold of customer service the interactions are easy and straightforward Reviewed on: 6th March 2026

Fantastic customer service user friendly app five st...

Fantastic customer service user friendly app five star ***** Reviewed on: 6th March 2026

The Zopa team are really great to deal with, very pr...

The Zopa team are really great to deal with, very professional yet remaining very friendly and helpful. Straight talking no woffal. Reviewed on: 6th March 2026

Very prompt replies to any queries or questions I’ve...

Very prompt replies to any queries or questions I’ve had and everything set out very clearly in the app Reviewed on: 6th March 2026

Zopa has a user friendly app.

Zopa has a user friendly app. It’s a seem less credit transaction experience. Reviewed on: 6th March 2026

The communication form Zopa and their professionalis...

The communication form Zopa and their professionalism has been very refreshing. I would highly recommend them. Reviewed on: 6th March 2026

An amazing experience and has helped boost my credit...

An amazing experience and has helped boost my credit rating Reviewed on: 6th March 2026

Zopa credit card

Very easy to use via the app. Payments easy to make. Reviewed on: 6th March 2026

Zopa are helpful & informative

Very straightforward and understandable find that my notifications are useful and informative. Reviewed on: 6th March 2026

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