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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service and no hidden charges

Great service and no hidden charges Reviewed on: 6th March 2026

Reliable.

Reliable. Customer services great & helpful. No hassles Reviewed on: 6th March 2026

As comfortable as slippers

Easy to get hold off and app is great easy to use and access information. Reviewed on: 6th March 2026

Excellent service and good website

Excellent service and good website Reviewed on: 6th March 2026

Apr is one of the highest but it is still a good ser...

Apr is one of the highest but it is still a good service would use more if apr was lower Reviewed on: 6th March 2026

Always helpful.

Always helpful. And keep you updated.Thank you. Reviewed on: 6th March 2026

Very helpful

I find the card very helpful and value for money and easy to manage Reviewed on: 6th March 2026

Always a great service a great choice and great info

Always a great service a great choice and great info Reviewed on: 6th March 2026

Easy app to navigate with clear information on balan...

Easy app to navigate with clear information on balance and payments. Efficient communication Reviewed on: 6th March 2026

Good service

Good customer service. Excellent service Reviewed on: 6th March 2026

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