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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use, great information about your credit ava...

Easy to use, great information about your credit availability Reviewed on: 6th March 2026

Frendly and professional

Love how they keep me updated on my spending Reviewed on: 6th March 2026

Zippy Zopa.

just very very swift to process my payments each month Reviewed on: 6th March 2026

very good cudtomer care.

very good cudtomer care. explained things to me. Reviewed on: 6th March 2026

Always easy to access super help

Always easy to access super help Reviewed on: 6th March 2026

fast, great service.

fast, great service. It would be nice if every bank could have this. Reviewed on: 6th March 2026

Superb Card

Easy to find things, give me reminders. Easy to access and understand things on the site. listen to customers. Reviewed on: 6th March 2026

Cracking credit card!

Cracking credit card! Great experience....... Reviewed on: 6th March 2026

Great company

Great company, great customer service always helpful Reviewed on: 6th March 2026

I’ve had a great simple and no hassle experience fro...

I’ve had a great simple and no hassle experience from the start. Would recommend to anyone looking for an easy to use credit card. Reviewed on: 6th March 2026

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