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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Help in time of need Good service and have considera...

Help in time of need Good service and have consideration Reviewed on: 6th March 2026

Excellent experience

My credit card is a game changer — easy payments, great rewards, and complete convenience. Reviewed on: 6th March 2026

Very impressed with Zopa I have all I need in one pl...

Very impressed with Zopa I have all I need in one place Reviewed on: 6th March 2026

well sorted

Everything is there on the app,no probs just easy too use Reviewed on: 6th March 2026

This is my first card after having financial diffic...

This is my first card after having financial difficulties it was easy to use and understand i felt comfortable and safe andit has helped me manage my money Reviewed on: 6th March 2026

Zopa is great easy to access great to use and very h...

Zopa is great easy to access great to use and very helpful with updates Reviewed on: 6th March 2026

Products are amazing and the app is easy to use

Products are amazing and the app is easy to use Reviewed on: 6th March 2026

EXCELLENT OFFERS

I am well pleased with Zopa, and the offers. Their service is excellent and are constantly looking after me. Reviewed on: 6th March 2026

My Zopa card

Since I was granted my card, Zopa have been very professional and courteous. I always know when my next payment is due well in advance. Very pleased with their service. Reviewed on: 6th March 2026

I would like to say zopa is a great organisation ver...

I would like to say zopa is a great organisation very professional and always there for you if you have any problems the staff are so professional with you thank you for everything you do Reviewed on: 6th March 2026

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