Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Good

5
Brilliant, trust worth company no hidden features Reviewed on: 11th April 2023
Rapinder Sanghera's avatar
Rapinder Sanghera

Zopa credit card

5
It is one of the best credit cards i have used so far.It's straight forward and easy to use.In other wits user friendly. Reviewed on: 11th April 2023
Sam Goche's avatar
Sam Goche

Great

5
Unbelievable card service very helpfull people Reviewed on: 11th April 2023
Paul Grealis's avatar
Paul Grealis

Amazing credit card

5
Fantastic customer service and very good card for building credit rating Reviewed on: 11th April 2023
Andrew Withers's avatar
Andrew Withers

Excellent

5
First class service when you need to contact then. Reviewed on: 11th April 2023
Jackie Jordan's avatar
Jackie Jordan

Excellent

5
Great rates, excellent app that reminds you when payment is due. Very helpful Reviewed on: 11th April 2023
Ceri Butler's avatar
Ceri Butler

Reasonable credit limit

5
Credit card offered with reasonable credit limit for low credit score. Reviewed on: 11th April 2023
Bharath Reddy's avatar
Bharath Reddy

Simzopa the best!

5
Excellent customer service, good APR, amazing App, everything you need in a Credit Card company. I would highly recommend! Reviewed on: 11th April 2023
Donna Sellars's avatar
Donna Sellars

Tip top

5
Great card, easy and informative app. Always know exactly what and where you spent money, easy to make repayments. Reviewed on: 11th April 2023
Nicola Maclaren 's avatar
Nicola Maclaren

Excellent

5
Great company and happy with services Reviewed on: 11th April 2023
Luke Penman's avatar
Luke Penman

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill