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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Amazing credit card

5
Fantastic customer service and very good card for building credit rating Reviewed on: 11th April 2023
Andrew Withers's avatar
Andrew Withers

Excellent

5
First class service when you need to contact then. Reviewed on: 11th April 2023
Jackie Jordan's avatar
Jackie Jordan

Excellent

5
Great rates, excellent app that reminds you when payment is due. Very helpful Reviewed on: 11th April 2023
Ceri Butler's avatar
Ceri Butler

Reasonable credit limit

5
Credit card offered with reasonable credit limit for low credit score. Reviewed on: 11th April 2023
Bharath Reddy's avatar
Bharath Reddy

Simzopa the best!

5
Excellent customer service, good APR, amazing App, everything you need in a Credit Card company. I would highly recommend! Reviewed on: 11th April 2023
Donna Sellars's avatar
Donna Sellars

Tip top

5
Great card, easy and informative app. Always know exactly what and where you spent money, easy to make repayments. Reviewed on: 11th April 2023
Nicola Maclaren 's avatar
Nicola Maclaren

Excellent

5
Great company and happy with services Reviewed on: 11th April 2023
Luke Penman's avatar
Luke Penman

great app

5
it’s great credit card very easy to use .briafly explain everything in the app .only problem is you can add on the apple pay yet .which i believe company will work on it to bring on apple payment use . Reviewed on: 11th April 2023
arfan afzal's avatar
arfan afzal

Excellent

5
Excellent company live updates and easy to use app even for us oldies fantastic company highly recommend to others Reviewed on: 11th April 2023
Jacqui Duvnjak's avatar
Jacqui Duvnjak

Zopa, Simple and straightforward

5
Everything about the Zopa credit card is simple and straightforward, from applying, to getting a decision in minutes, to your card's arrival, to activation, to using and to keeping you informed of what you've spent. The Zopa app is super easy to use, even for a dinosaur like me! I really can't fault it, and highly recommend the Zopa credit card. 10/10 Reviewed on: 11th April 2023
Anne 's avatar
Anne

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