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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Excellent

5
Excellent company live updates and easy to use app even for us oldies fantastic company highly recommend to others Reviewed on: 11th April 2023
Jacqui Duvnjak's avatar
Jacqui Duvnjak

Zopa, Simple and straightforward

5
Everything about the Zopa credit card is simple and straightforward, from applying, to getting a decision in minutes, to your card's arrival, to activation, to using and to keeping you informed of what you've spent. The Zopa app is super easy to use, even for a dinosaur like me! I really can't fault it, and highly recommend the Zopa credit card. 10/10 Reviewed on: 11th April 2023
Anne 's avatar
Anne

Never had a credit card useful like that

5
Zopa is a great tool for your day to day finances . Easy to make payments , easy to control the spending and you are always in control . I vote 100000/10 Reviewed on: 11th April 2023
Vithanege's avatar
Vithanege

Zopa Credit Card

5
App is easy tonuse, great how your balance and balence transfer is split, features are good with the money saving /debt help offered. Great product Reviewed on: 11th April 2023
Chris Taylor's avatar
Chris Taylor

Need a Credit get Zopa!!

5
Easy credit card application and approved immediately! Reviewed on: 11th April 2023
Lady Wynn's avatar
Lady Wynn

Awesome service and credit card

4
Zopa are a modern with it company which has a superb app and brilliant service at competitive prices. I personally will recommend them to anyone. Reviewed on: 11th April 2023
Andrew Mynheer 's avatar
Andrew Mynheer

Hassle free credit card

5
Credit card can be managed hassle free using app. Easy application and great customer experience. Reviewed on: 11th April 2023
Sarah 's avatar
Sarah

Excellent

5
Have used this credit card and app and payment system easy to use Reviewed on: 11th April 2023
Janette1344@gmail.com's avatar
[email protected]

Outstanding company

5
Amazing, easy to use, great app, excellent apr Reviewed on: 11th April 2023
David budal's avatar
David budal

Easy process

5
So simple to apply for and execute thereafter Excellent communication and service Very pleased all round with this provider Reviewed on: 11th April 2023
Steve Rawson's avatar
Steve Rawson

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