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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Product

Good product credit card for me Reviewed on: 11th April 2023

My credit card

I’ve had past debts so no one wanted to give me a credit card unless they could charge the earth on the APR. Zopa gave me a chance! APR better than any other offers! I’ve been with them about a year and all is going well. Thank you zopa x Reviewed on: 11th April 2023

Easy and not a pest

Do not constantly pester you just send a friendly reminder Reviewed on: 11th April 2023

Zopa the best credit card

Zopa have always had a responsible approach to sensible credit limits and value Reviewed on: 11th April 2023

Efficient

Was approved quickly and interest rates are not as bad as other companies Reviewed on: 11th April 2023

Very good and accurate sistem

I strongly recommend zopa products! Reviewed on: 11th April 2023

Great compared to the bigger names and banks

Great customer service. Really good app. Great communication Reviewed on: 11th April 2023

Easy application

Such an easy application, approved in minutes with competitive rates. Reviewed on: 11th April 2023

Very good service.

Easy to use app . Many opportunities for borrowing money Reviewed on: 11th April 2023

Good service

Really good credit card and customers service really good Reviewed on: 11th April 2023

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